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Personal
Money Market

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1.00% APY*

12 Month
CD/IRA

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1.30% APY*

24 Month
CD/IRA

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1.80% APY*

60 Month
CD/IRA

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2.65% APY*

Personal Money Market - *To receive the bonus of 1.00% Annual Percentage Yield (APY) effective as of 2/9/10 and guaranteed for the first 182 days after account opening. Offer limited to minimum $10,000 of new money not currently on deposit with CIBM Bank. After 182 day introductory period, we may change the interest rate on your account at any time. As of 2/9/10 Personal Money Market balances of $0.00 - $9,999.99 (.20% APY); $10,000 - $24,999.99 (.25% APY); $25,000 - $49,999.99 (.30% APY); $50,000 - $99,999.99 (.35% APY); $100,000 and above (.40% APY). As of 2/9/10 Personal Index Money Market balances of $0.00 - $24,999.99 (.35% APY); $25,000 - $99,999.99 (.45%% APY); $100,000 and above (.55% APY). Maximum deposit limited to $250,000.  Offer not available in combination with any other offer.  Offer may be changed, adjusted or withdrawn without notice.  Fees may reduce earnings.  If account is closed within 6 months of opening date, it is subject to a $25.00 closing fee. Offer expires 4/30/10.

12 Month Certificate of Deposit & IRA- To receive the bonus of 1.30% *Annual Percentage Yield (APY) effective as of 2/24/10 and guaranteed for the term of the account. Offer limited to minimum deposit of $10,000 of new money not currently on deposit with CIBM Bank. Offer not available in combination with any other offer. Special rate offer expires 4/30/10. Withdrawals made prior to maturity may be subject to an early withdrawal penalty.

24 Month Certificate of Deposit & IRA- To receive the bonus of 1.80% *Annual Percentage Yield (APY) effective as of 2/24/10 and guaranteed for the term of the account. Offer limited to minimum deposit of $10,000 of new money not currently on deposit with CIBM Bank. Offer not available in combination with any other offer. Special rate offer expires 4/30/10. Withdrawals made prior to maturity may be subject to an early withdrawal penalty.

60 Month Certificate of Deposit & IRA- To receive the bonus of 2.65% *Annual Percentage Yield (APY) effective as of 2/24/10 and guaranteed for the term of the account. Offer limited to minimum deposit of $10,000 of new money not currently on deposit with CIBM Bank. Offer not available in combination with any other offer. Special rate offer expires 4/30/10. Withdrawals made prior to maturity may be subject to an early withdrawal penalty.

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